This unusual holiday funny implies enjoyable for every single member of the family! Deep in debt to Huge Freddie, kind-hearted bilker Tony obtains a chance to alter his life when he satisfies Amanda (Brande Roderick, "Baywatch"), mommy of young Daniel. She intends to work with Tony to kidnap her sibling's steed Ace (voiced by Jon Lovitz). After Tony and Ace bump heads, Tony discovers he can connect with the wisecracking nag. Can Ace persuade the various other racehorses to help Tony get rich at the New Year's Day derby?